*{box-sizing:border-box}body{margin:0;font:16px/1.75 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:#17324d;background:#f3f9ff}a{color:#0b6fd6}img{max-width:100%;height:auto}.wrap{max-width:1040px;margin:0 auto;padding:0 18px}
.top{background:#fff;border-bottom:1px solid #d8e9f8}.top .wrap{display:flex;align-items:center;justify-content:space-between;min-height:68px;position:relative}.brand{display:flex;align-items:center;gap:10px;font-weight:800;color:#0b4f9c;text-decoration:none}nav ul{display:flex;gap:4px;list-style:none;margin:0;padding:0}nav a{display:block;padding:8px 12px;border-radius:8px;color:#17324d;text-decoration:none;font-weight:600;font-size:15px}nav a:hover{background:#e7f3fd}.burger{display:none;background:none;border:0;padding:8px;cursor:pointer}.burger span{display:block;width:26px;height:3px;background:#0b4f9c;margin:5px 0;border-radius:2px}
.hero{background:linear-gradient(135deg,#0a56b8,#2ea3f2 62%,#8fd3ff);color:#fff;text-align:center;padding:38px 0 30px}.hero.wh{background:#fff;color:#0b4f9c;padding:30px 0 16px}.updbar{text-align:center;padding:12px 0;font-size:14px;font-weight:600;color:#0b4f9c;background:#f3f9ff}.desktop-only{display:none!important}.hero.sm{padding:26px 0 20px}.hero h1{margin:0 0 10px;font-size:clamp(26px,5vw,42px);line-height:1.22}.hero.sm h1{font-size:clamp(23px,4vw,34px)}.upd{margin:0;font-size:14px}
.amt{background:linear-gradient(135deg,#1b7fe0,#62c0ff);padding:22px 0;color:#fff;text-align:center}.amt label{font-weight:700}.av{font-size:34px;font-weight:800;margin:4px 0}.amt input[type=range]{width:100%;max-width:560px;accent-color:#ff9f1c;height:28px}.tk{display:flex;justify-content:space-between;max-width:560px;margin:0 auto 14px;font-size:13px}
.btn,.cta{display:inline-block;border:0;cursor:pointer;background:#2EA3F2;color:#fff!important;font-weight:900;font-size:16px;line-height:1.2;font-family:inherit;text-transform:uppercase;letter-spacing:.6px;padding:14px 22px;border-radius:10px;text-decoration:none;box-shadow:0 4px 12px rgba(46,163,242,.4)}.cta{background:linear-gradient(135deg,#ff9f1c,#f77f00);width:100%;max-width:560px;box-shadow:0 4px 12px rgba(247,127,0,.4)}
.sec{padding:30px 0}.sec:nth-child(even){background:#fff}.art h2{font-size:clamp(22px,3.4vw,30px);line-height:1.3;color:#0b4f9c;margin:1.4em 0 .5em}.art h3{font-size:19px;color:#0b4f9c;margin:1.3em 0 .4em}.sec .art h2:first-child{margin-top:0}.pg{padding-top:24px;padding-bottom:30px;background:#fff}.pg h2{border-left:5px solid #2EA3F2;padding-left:12px}
.qa .art{background:#fff;border-left:6px solid #2EA3F2;border-radius:12px;padding:20px;box-shadow:0 4px 18px rgba(11,79,156,.1)}.sec.qa{background:#f3f9ff}
.tw{overflow-x:auto;margin:1em 0}table{border-collapse:collapse;width:100%;font-size:15px}th,td{border:1px solid #cfe3f5;padding:8px 10px;text-align:left;vertical-align:top}th{background:#e7f3fd;color:#0b4f9c}
.unit{display:flex;gap:14px;background:#fff;border:2px solid #cfe3f5;border-radius:14px;padding:16px;margin:16px 0;box-shadow:0 4px 15px rgba(0,0,0,.05)}.sec:nth-child(even) .unit{background:#f3f9ff}.no{flex:none;width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,#0a56b8,#2ea3f2);color:#fff;font-weight:800;font-size:20px;display:flex;align-items:center;justify-content:center}.unit h3{margin:0 0 6px}.unit p{margin:0}
.calc{background:linear-gradient(135deg,#e7f3fd,#cfe9ff);border-radius:14px;padding:18px;margin:1em 0}.cg{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:14px}.cg label{font-weight:700;font-size:14px}.cg input{display:block;width:100%;margin-top:4px;padding:10px;font-size:16px;border:1px solid #9cc9ee;border-radius:8px}.note{background:#fff3cd;border-radius:8px;padding:8px 12px;font-size:14px}.small{font-size:13px;margin:8px 0 0}
.faq details{background:#fff;border:1px solid #cfe3f5;border-radius:10px;margin:8px 0}.faq summary{cursor:pointer;font-weight:700;padding:13px 16px;color:#0b4f9c}.faq details[open] summary{border-bottom:1px solid #e1eefa}.faq details p{margin:0;padding:12px 16px}
.bc{background:#fff;border-bottom:1px solid #e1eefa;font-size:14px;padding:10px 0}.bc a{text-decoration:none}.author{margin-top:34px;padding:16px;background:#f3f9ff;border-radius:12px;border:1px solid #cfe3f5}.author p{margin:6px 0 0;font-size:15px}
.foot{background:#0c1f33;color:#b9cde0;padding:34px 0 90px;font-size:14px}.foot a{color:#dcebf8}.foot strong{color:#fff}.fc{display:grid;grid-template-columns:1fr;gap:22px}@media(min-width:620px){.fc{grid-template-columns:1.5fr 1fr 1.3fr 1.1fr;gap:28px}.foot ul.two{columns:1}}@media(min-width:860px){.disc p{column-count:2;column-gap:36px}}.foot ul{list-style:none;margin:6px 0 0;padding:0}.foot li{margin:4px 0}.disc{margin-top:22px;padding-top:18px;border-top:1px solid #27425c}.cp{margin:14px 0 0;font-size:13px}
.mobile-cta{position:fixed;left:0;right:0;bottom:0;z-index:40;background:#fff;border-top:1px solid #cfe3f5;padding:10px 16px;display:flex;box-shadow:0 -4px 16px rgba(0,0,0,.08);transform:translateY(100%);opacity:0;pointer-events:none;transition:transform .3s,opacity .3s}.mobile-cta.show{transform:none;opacity:1;pointer-events:auto}.mobile-cta a{flex:1;display:flex;align-items:center;justify-content:center;gap:8px;padding:14px;font-size:16px;font-weight:800;letter-spacing:.3px;text-decoration:none;color:#fff;background:#2EA3F2;border-radius:9px;box-shadow:0 4px 12px rgba(46,163,242,.4)}.mobile-cta a:hover{background:#1C8AD6}.mobile-cta span{font-weight:900;animation:nudge 1.4s ease-in-out infinite}@keyframes nudge{50%{transform:translateX(4px)}}
.boxes{background:linear-gradient(160deg,#0a3d91,#1590d6 70%,#5cc8ff);padding:22px 0}.bw{padding:0 6px}.boxes h2{color:#fff;text-align:center;font-size:22px;line-height:1.3;margin:0 8px 10px}.bd{text-align:center;margin:0 0 14px}.badge{display:inline-block;background:#1fa95b;color:#fff;font-weight:800;font-size:13px;padding:5px 14px;border-radius:20px}.bg{display:grid;grid-template-columns:1fr 1fr;gap:8px}.bc2{background:#fff;border-radius:12px;padding:14px 8px;text-align:center;display:flex;flex-direction:column;box-shadow:0 4px 14px rgba(0,0,0,.18)}.lg{height:52px;display:flex;align-items:center;justify-content:center}.lg img{max-height:50px;object-fit:contain}.bc2 h3{display:inline-block;align-self:center;margin:6px 0;font-size:14px;font-weight:800;color:#0b4f9c;background:#E7F3FD;padding:3px 12px;border-radius:20px}.am{white-space:nowrap;font-weight:800;color:#14a05a;font-size:clamp(12px,3.7vw,16px);margin-bottom:8px}.bc2 ul{list-style:none;margin:0 0 12px;padding:0;text-align:left;flex-grow:1}.bc2 li{font-size:12.5px;line-height:1.45;margin-bottom:5px}.lv{display:block;text-transform:uppercase;letter-spacing:.5px;font-weight:900;background:linear-gradient(135deg,#ff9f1c,#f77f00);color:#fff;text-decoration:none;font-weight:800;padding:11px;border-radius:8px;font-size:14px}
@media(max-width:859px){.burger{display:block}nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;box-shadow:0 8px 20px rgba(0,0,0,.12);z-index:30}nav.open{display:block}nav ul{flex-direction:column;padding:8px 12px}.cg{grid-template-columns:1fr}.unit{padding:12px}}
@media(min-width:860px){.mobile-only,.mobile-cta{display:none!important}.desktop-only{display:inline-block!important}}